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How to Waive the Annual Fee by using an amex login Platinum Card; ehow. American Express offers bank cards at distinctive levels of annual cost, qualifying income and services offered. Managing your bank card finances requires a preliminary understanding of how to generate balance transfers that lower your mortgage rates. American Express offers numerous perks to users based on which card they have. In order for your grace period to make use of, your previous month's balance has to be paid fully by the applicable deadline. Call the customer satisfaction telephone number for auction on the charge card with the highest rate. If you might have fallen behind on payments for your American Express card, a person's eye charges, fees, penalties as well as other expenses might make.